Housing Rehabilitation Loan Programs The City of El Cajon administers a number of housing rehabilitation programs using CDBG and HOME funds. Mobile Home Rehabilitation Loan Program (HRLP) The City provides up to $20,000 to rehabilitate mobile homes located in eligible parks in the City of El Cajon. The mobile home owner must have owned their home for at least one year. There is frequently a waiting list. Call the Housing Division at (619) 441-1710 for more information. HRLP Program Flier Eligible Mobile Home Parks Mobile Home Contractor List Single-Family Housing Rehabilitation Loan Program (HRLP) Loans are available to rehabilitate/repair single family homes in the City of El Cajon for families earning 80% or less of the Area Median Income. This is a fully deferred, up to $100,000 zero interest loan that becomes due and payable upon sale, rental, refinance, and transfer of the property. In addition to income restrictions, maximum property value restrictions apply. The homeowner must have owned the property for at least one year and have adequate equity in the home. Please review the HRLP Program flier and call (619) 441-1710 for more information, as there is often a waiting list. HRLP Program Flier Single-Family Contractor List