Homebuyer Assistance Programs

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Birchwood Lane ProjectHomebuyer Assistance Programs
The City of El Cajon offers two unique programs designed to assist first-time homebuyers purchase a new or existing single-family or condominium home in the City of El Cajon. The American Dream and California Dream First-Time Homebuyer Programs may utilize a combination of HOME and/or Low and Moderate Income Housing Assets Fund (LMIHAF) for down payment assistance. Pre-qualification by the City is required and restrictions do apply. Funds are available on a first-come, first-serve basis. For more information, see program fliers below, contact a Participating Lender, or call the Housing Division at 619-441-1710 for more information.


Callifornia Dream First -Time Homebuyer Program
California Dream Flier
Available funding as of: 03/12/2013 - $0.00

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American Dream First-Time Homebuyer Program
HOME Funds
HOME Funds Flier
Available funding as of: 03/06/2017 - $307,002

Cal-HOME Funds
Cal-HOME Funds Flier
Available funding as of: 09/28/2017 - $514,350

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Participating Lender List
Participating Lender Info

Mortgage Credit Certificates (MCC)
AHA Housing San Diego County MCC

Homebuyer Education Resources

Approved Homebuyer Education Providers

Completed Housing Projects
Completed Housing Projects

New Housing Opportunities


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